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I need to know about PPI

I need to know about PBA

Payment Protection Insurance (PPI)

What is Payment Protection Insurance (PPI)?

  • Payment Protection Insurance (PPI) may have been sold to you at the same time as any credit (e.g. mortgages, loans, credit cards or store cards etc.) you have had in the last 15 years.
    • It is an optional insurance product that covers loan or debt repayments if you are unable to meet them in certain situations. E.g. being made redundant or not being able to work because of an accident or illness.
  • A claim though was dependant on whether yourself or the situation was in adherence to their stringent eligibility criteria.
  • In most cases it was added without the consumer’s knowledge or permission who would not have known to make a claim.
  • Chances are if you’ve paid for it and we believe you are due a full refund and compensation. Claim Eazy will fight to get the full amount due to you!

Why should I use Claim Eazy?

  • Claim Eazy is able to undertake thorough searches and enquiries on your behalf in order to ensure we unearth all PPI policies that you have paid into and lodge a claim for you.
    • Put simply because we are processing your claim at our own cost we wouldn’t waste your time (or ours) and pursue a claim we don’t believe has a chance of winning!
  • Remember – we are NO WIN NO FEE!
  • Claim Eazy reduces the time and stress you may encounter when lodging an official complaint.
  • Claim Eazy will ensure that a full refund and compensation is paid out if your PPI was mis-sold.
  • Claim Eazy will enforce that FCA Guidelines and time frames are followed by the financial business in question.
  • Claim Eazy handles all of the correspondence from the lenders to ensure you understand all the terminology they will use.
  • Claim Eazy knows complaint procedure but you can make the complaint yourself as all Banks and the Financial Ombudsman Service offer a free service for your complaint.
  • Claim Eazy makes claiming easy for you!

How much will I win?

At this stage no one will be able to tell you how much you will win. We have calculated that out of all our clients that have received compensation the average amount won is just over £2,900. What we claim back is a refund of all PPI premiums paid plus compensatory interest.

 

How much will this service cost?

If we are unsuccessful you pay nothing. Our charge is 20% plus VAT of the compensation awarded to you.

What are your terms and conditions?

Our terms and conditions are enclosed and can be found on our website (www.claimeazy.com). If you have any questions regarding our t’s and c’s please contact us via phone on 0161 850 2620 or email on info@claimeazy.com

What if I have a complaint about your service?

If you are at any point dissatisfied with the service you receive please contact us via phone on 0161 850 2620, email complaints@claimeazy.com or in writing to our Complaints Manager, Claim Eazy, Claim Eazy, Unit 1, Century Park, Pacific Road, Altrincham, Cheshire WA14 5BJ. We will respond in accordance to our complaints procedure which is outlined on our website at www.claimeazy.com.

Will this claim affect my relationship with my bank?

No. The Financial Conduct Authority does not allow any company to disadvantage a customer because they have made a complaint.

Do I need to provide account number?

No. We can find these for you. However, if you do have them to hand or paperwork showing PPI was paid on an account please do provide this information as it can speed up the process.

What if I can’t remember the banks I’ve had accounts with?

Visit www.noddle.co.uk - this free for life credit report service will allow you to check your credit history and lender details.

Packaged Bank Account (PBA)?

What is a Packaged Bank Account (PBA)?

  • A Packaged Bank Account (PBA) is a current account where you pay a monthly fee in return for benefits.
    • Benefits include travel insurance, mobile phone insurance, breakdown cover, an arranged overdraft etc.
  • It is an optional product that is often sold as an upgrade to a basic free account and can charge fees of up to £40 per month for the additional benefits.
  • Around a third of customers with a PBA fail to use the benefits or find themselves ineligible to claim on the insurance policies included with the account.
  • Did you know you had to register your car or mobile phone to be covered by the breakdown cover or mobile phone insurance respectively?
  • Chances are if you’ve paid for it and have not used or could not use one or more of the benefits provided we believe you are due a full refund and compensation. Claim Eazy will fight to get the full amount due to you!

Why should I use Claim Eazy?

  • Claim Eazy reduces the time and stress you may encounter when lodging an official complaint.
  • Remember – we are NO WIN NO FEE!
  • Claim Eazy will ensure that a full refund and compensation is paid out if your PBA was mis-sold.
  • Claim Eazy will enforce that FCA Guidelines and time frames are followed by the financial business in question.
  • Claim Eazy handles all of the correspondence from the lenders to ensure you understand all the terminology they will use.
  • Claim Eazy knows complaint procedure but you can make the complaint yourself as all Banks and the Financial Ombudsman Service offer a free service for your complaint.
  • Claim Eazy makes claiming easy for you!

How much will I win?

At this stage no one will be able to tell you how much you will win. We have calculated that out of all our clients that have received compensation the average amount won is just over £1,100. What we will be claiming back is a refund of all premiums paid plus compensatory interest.

 

How much will this service cost?

If we are unsuccessful you pay nothing. Our charge is 20% plus VAT of the compensation awarded to you.

What are your terms and conditions?

Our terms and conditions are enclosed and can be found on our website (www.claimeazy.com). If you have any questions regarding our t’s and c’s please contact us via phone on 0161 850 2620 or email on info@claimeazy.com

What if I have a complaint about your service?

If you are at any point dissatisfied with the service you receive please contact us via phone on  0161 850 2620, email info@claimeazy.com or in writing to our Complaints Manager, Claim Eazy, Claim Eazy, Claim Eazy, Unit 1, Century Park, Pacific Road, Altrincham, Cheshire WA14 5BJ. We will respond in accordance to our complaints procedure which is outlined on our website at www.claimeazy.com.

Will this claim affect my relationship with my bank?

No. The Financial Conduct Authority does not allow any company to disadvantage a customer because they have made a complaint.

Do I need to provide account number and sort code?

Providing the account number and sort code does speed up the process but is not essential. If you do not have this information we can request it on your behalf. Any questions, please contact us on 0161 850 2620.

 

Please be aware that Claim Eazy will never ask for upfront fees.

 

If you are concerned about any suspicious calls or fraudulent activity please call our compliance department immediately on 0161 850 2623 or email compliance@claimeazy.com.

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Have you ever had a Credit Card, Store Card, Loan or Mortgage?

 

If the answer is ‘YES’ there is a chance you may have been mis-sold Payment Protection Insurance (PPI),  meaning you are fully entitled to make a Claim for Compensation and a possible Refund.

 

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Claim Eazy is a trading name of Claim Easy Limited which is registered in England and Wales, company registration number 07908773. Regulated by the Claims Management Regulator in respect of regulated claims management activities, registration number CRM29331. Registration is recorded at www.gov.uk/moj/cmr

Mortgage Payment Protection Insurance (MPPI) • Premium Protection Insurance (PPI) • Life, Accident Sickness and Unemployment Insurance, (ASU or LASU) Life, Accident Sickness and Redundancy Insurance (ASRI or LASRI) • Income Protection Insurance (IPI) • Mortgage Payment Protection, (MPP) • Mortgage Payment Insurance (MPI) • Loan Protection Insurance (LPI) • Credit Care Insurance (CCI) • Credit Care

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Contact Information

Office Address

Claim Eazy

Unit 1

Century Park

Pacific Road

Atlantic Street

ALTRINCHAM

WA14 5BJ

Phone Number

0808 146 7677

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